Category Archives: Mortgage

Policing and mortgage insurance

Ensure your home loan when you have a job in policing

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The maintenance of order

Law enforcement represents all operations aimed at maintaining civil peace and preserving the rights of individuals. To cope with large-scale events, the forces of law and order have substantial equipment.

Real estate loan insurance for law enforcement professionals

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Choose your mortgage insurance! The loan insurance that is imposed on you by the bank when you apply for a mortgage loan can be taken out with the insurer of your choice. Indeed, the Lagarde law offers you the opportunity to subscribe your loan insurance outside your bank to allow you to benefit from a contract cheaper and/or more suitable than the group insurance contract of the bank. It should be noted that group insurance is a hedging formula offering standard protection and pooling risks on borrowers, unlike individual insurance that allows you to benefit from tailored guarantees at a lower rate for certain profiles and therefore save on the overall cost of the home loan.

Law enforcement: a profession considered “at-risk” by insurers

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Some trades are classified in the “exclusions” of loan insurance contracts because they represent greater risks compared to others. In this case, the insurer does not cover the risks related to your profession. So you have to go in search of those who will accept. But be aware that the granting of loan insurance tailored to your business will involve the establishment of special conditions and an increase in the insurance premium.

Subscribe to mortgage insurance when you are a farmer

Subscribe to loan insurance when you are a farmer

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The job of a farmer

Producing animals or cultivating the land for production purposes, the farmer is regularly exposed to certain risks due to the use of agricultural tools and mechanical handling work that he practices daily.

Real estate loan insurance

Real estate loan insurance

When subscribing to a home loan, do not neglect the insurance that accompanies it. This is intended to guarantee the loan through the assumption of reimbursement by the insurer in case of occurrence of a claim covered by the insurance contract. You are entitled to take out insurance with the insurance company of your choice and are therefore able to benefit from the cheapest loan insurance that is most suitable for you. The choice of insurance will determine the level of cover of the guarantees as well as their cost.

Make sure when you practice a job at risk

Make sure when you practice a job at risk

The bank may be hesitant to insure a farmer because it is riskier than the average borrower. It is wise to anticipate your loan insurance so as not to be blocked by a refusal of insurance from the bank at the time of your mortgage application.

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