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Policing and mortgage insurance

Ensure your home loan when you have a job in policing

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The maintenance of order

Law enforcement represents all operations aimed at maintaining civil peace and preserving the rights of individuals. To cope with large-scale events, the forces of law and order have substantial equipment.

Real estate loan insurance for law enforcement professionals

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Choose your mortgage insurance! The loan insurance that is imposed on you by the bank when you apply for a mortgage loan can be taken out with the insurer of your choice. Indeed, the Lagarde law offers you the opportunity to subscribe your loan insurance outside your bank to allow you to benefit from a contract cheaper and/or more suitable than the group insurance contract of the bank. It should be noted that group insurance is a hedging formula offering standard protection and pooling risks on borrowers, unlike individual insurance that allows you to benefit from tailored guarantees at a lower rate for certain profiles and therefore save on the overall cost of the home loan.

Law enforcement: a profession considered “at-risk” by insurers

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Some trades are classified in the “exclusions” of loan insurance contracts because they represent greater risks compared to others. In this case, the insurer does not cover the risks related to your profession. So you have to go in search of those who will accept. But be aware that the granting of loan insurance tailored to your business will involve the establishment of special conditions and an increase in the insurance premium.

 

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